Explore the differences! FHA VS Conventional loan programs in Lake-City, Florence County, South Carolina
In 2025, Convetional loan limit in Lake-City, county of Florence, SC is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in SC is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lake-City, county of Florence, SC
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 29560
Conventional and FHA loan options in Lake-City, SC
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Peoples Bank was founded as People’s Bank Marycrest with its first location opening in the Marycrest neighborhood on East Court Street in May, 1962. The Bank was founded by Ford auto dealer, real estate developer, and philanthropist Romy Hammes. Romy established the Bank after recognizing a need for greater local decision making.
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