For 2026, the limit for Conventional loans in Lugoff, which is in the county of Kershaw, SC, is set at $726,200, while for a single-family home, the FHA loan limit is established at $472,030.
By using the Lendersa® Conventional loan calculator, you can contrast today's best rates between Conventional, FHA, and USDA loans and identify the necessary income, credit score, reserves, and documentation for qualification. Our innovative mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loan options side by side, aiding your decision on the most suitable program in SC for your distinct financial situation.
Get a variety of loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
These comparisons apply to the following zip codes: 29078
Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan with speed and simplicity. Choose from three starting options to find matching lenders and programs.
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