Explore the differences! FHA VS Conventional loan programs in Lugoff, Kershaw County, South Carolina
For 2026, the limit for Conventional loans in Lugoff, which is in the county of Kershaw, SC, is set at $726,200, while for a single-family home, the FHA loan limit is established at $472,030.
By using the Lendersa® Conventional loan calculator, you can contrast today's best rates between Conventional, FHA, and USDA loans and identify the necessary income, credit score, reserves, and documentation for qualification. Our innovative mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loan options side by side, aiding your decision on the most suitable program in SC for your distinct financial situation.
Loan limits and downpayment details for 2026 in Lugoff, located in Kershaw county, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These comparisons apply to the following zip codes: 29078
Explore Conventional and FHA loan selections in Lugoff, SC
Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan with speed and simplicity. Choose from three starting options to find matching lenders and programs.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
Lends in South Carolina
Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.
Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
"Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina.
We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
