FHA VS Conventional loan programs in 2026 for Lugoff, Kershaw County, South Carolina
For 2026, the limit for Conventional loans in Lugoff, which is in the county of Kershaw, SC, is set at $726,200, while for a single-family home, the FHA loan limit is established at $472,030.
By using the Lendersa® Conventional loan calculator, you can contrast today's best rates between Conventional, FHA, and USDA loans and identify the necessary income, credit score, reserves, and documentation for qualification. Our innovative mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loan options side by side, aiding your decision on the most suitable program in SC for your distinct financial situation.
Loan limits and downpayment details for 2026 in Lugoff, located in Kershaw county, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These comparisons apply to the following zip codes: 29078
Explore Conventional and FHA loan selections in Lugoff, SC
Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan with speed and simplicity. Choose from three starting options to find matching lenders and programs.
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