FHA VS Conventional loan programs in 2026 for Simpsonville, Greenville County, South Carolina

Within 2026, the maximum limit for Conventional loans in Simpsonville, Greenville county, SC is $726,200, whereas the FHA limit for a single-family home is set at $472,030.

Try the Lendersa® Conventional loan calculator to contrast today's leading rates in Conventional, FHA, and USDA loans. Discover the income, credit, reserve, and documentation requirements necessary for qualification. Our advanced mortgage tool allows you to observe side-by-side comparisons between Conforming Conventional, USDA, FHA, and VA loans, helping you choose the right plan for your financial circumstances in SC.

Browse loan offers from a diverse array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Simpsonville, located in Greenville county, SC

Category of Loan Maximum Loan Value Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 29680

Loan Options for Conventional and FHA in Simpsonville, SC

The mission at Lendersa® is to connect you quickly and effortlessly with the best Conventional, USDA, or FHA loan available. Opt from three initial pathways that guide you to matching lenders and loan programs.

Lendersa results for USDA loan requests


Simpsonville Lenders

  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Lends in South Carolina
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.

  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • Lends in South Carolina
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • Lends in South Carolina
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.

  • Next Mortgage LLC
  • 1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
  • Lends in South Carolina
  • NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction

  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • Lends in South Carolina
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.

  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • Lends in South Carolina
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.

  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
  • Lends in South Carolina
  • Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools

  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • Lends in South Carolina
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.