FHA VS Conventional loan programs in 2026 for Wade-Hampton, Greenville County, South Carolina

In 2026, the maximum Conventional loan limit for Wade-Hampton, within Greenville county, SC, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

Use the Lendersa® Conventional loan calculator to compare the most favorable rates today for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation you need to qualify. With our advanced mortgage calculator, you can see Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide on the best program for your financial situation in SC.

Compare loan offers from a collection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Wade-Hampton, Greenville County, SC

Loan Type Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 29615

Conventional and FHA Loan Options in Wade-Hampton, SC

The mission of Lendersa® is to seamlessly connect you with the best Conventional, USDA, or FHA loan available. Choose one of three starting points to find matching lenders and fitting loan programs most efficiently.

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Wade-Hampton Lenders

  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • Lends in South Carolina
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.

  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
  • Lends in South Carolina
  • Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools

  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • Lends in South Carolina
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.

  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Lends in South Carolina
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • Lends in South Carolina
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.

  • Next Mortgage LLC
  • 1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
  • Lends in South Carolina
  • NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction

  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • Lends in South Carolina
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.

  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Lends in South Carolina
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.