FHA VS Conventional loan in Athens, McMinn County, Tennessee

For the year 2025, the maximum Conventional loan limit within Athens, which falls in the county of McMinn, TN, stands at $726,200. In contrast, the FHA loan limit for single-family homes is set at $472,030, providing options tailored to different financial circumstances.

The Lendersa® Conventional loan calculator serves as an effective tool for contrasting today's ideal rates between Conventional, FHA, and USDA loans. Determine the financial criteria such as income requirements, credit evaluation, necessary reserves, and documentation needed for qualification. Utilize our comprehensive mortgage calculator to gain insights through a side-by-side analysis of Conforming Conventional loans along with USDA, FHA, and VA options. This visualization aids in selecting the optimal loan program suitable for each individual's unique financial scenario in TN.

Explore various loan options from a multitude of 100 lenders

Comprehensive outlines for 2025 loan limits and down payment specifications in Athens, situated in McMinn, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is pertinent to the zip codes: 37303, 37371, ensuring relevance to interested borrowers within these specified areas.

Available Conventional and FHA loan opportunities in Athens, TN

Lendersa® diligently works to facilitate a seamless experience in acquiring the best possible loan, whether it's a Conventional, USDA, or FHA. By beginning with one of our three initial options, you connect with suitable lenders and ideal loan programs, optimizing your financial investments efficiently without unnecessary stress or delays.

Overview of Lendersa's USDA loan request and results matching


  • 1st American Mortgage
  • 1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
  • Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.
  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
  • fiber.mortgage
  • 1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259
  • Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
  • First Coast Mortgage Funding
  • 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
  • First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
  • ATLANTIC TRUST MORTGAGE CORPORATION
  • 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
  • Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
  • SMART HOME LOANS, LLC
  • 488 Parkbluff Cir, Ponte Vedra, FL, 32081
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
  • Strip Steel Employees Federal Credit Union
  • 3316 Main Street, Weirton, WV, 26062
  • We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
  • Community State Bank (Avilla, IN)
  • 802 E Albion St, Avilla, IN, 46710
  • Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.
  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration
  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson