Explore the differences! FHA VS Conventional loan programs in Chattanooga, Hamilton County, Tennessee
In 2025, the limit for Conventional loans in Chattanooga, within the county of Hamilton, TN, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030. These figures are important for borrowers seeking to finance property in this area.
Utilize the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator positions Conforming Conventional loans alongside USDA, FHA, and VA options, simplifying your decision-making on the most suitable program in TN for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Chattanooga, County of Hamilton, TN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This information applies to the following zip codes: 37415, 37416, 37410, 37411, 37419, 37409, 37421, 37363, 37408, 37403, 37402, 37407, 37405, 37406, 37404, 37343, 37351, 37350, 37401, 37414, 37424, 37450
Explore Conventional and FHA Loan Options in Chattanooga, TN
Lendersa® aims to efficiently secure the best available Conventional, USDA, or FHA loan options without hassle. Choose from one of these three strategies to connect with matching lenders and loan plans that best suit your requirements.
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.
Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding
We offer financing solutions for fix & flip real estate investors
As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
