FHA VS Conventional loan programs in Franklin, Williamson County, Tennessee

In 2026, the loan limit for Conventional financing in Franklin, located within Williamson County, TN, is set at $890,100, while the FHA loan limit for a single-family home is $890,100. These values are essential for potential homebuyers navigating real estate financing in these areas, helping to outline the maximum borrowing potential under these programs.

Utilize the Lendersa® Conventional loan calculator to thoroughly evaluate and compare the top rates available today for Conventional, FHA, and USDA loans. This tool is crucial for discovering the required income, credit, and reserves, as well as the necessary documentation for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier to choose the best loan program in TN for your specific financial needs.

Examine an extensive range of loan offers from over 100 different lenders

Comprehensive 2026 Loan Limits and Down Payment Requirements in Franklin, Williamson County, TN

Loan Type Loan Limit Down Payment Required
Conventional Conforming $890,100 3%
USDA $555,600 0%
FHA $890,100 3.5%

This comparison table references the following zip codes: 37069

Exploring Conventional and FHA Loan Opportunities in Franklin, TN

The primary mission of Lendersa® is to facilitate quick and hassle-free access to the most suitable Conventional, USDA, or FHA loan options. Select one of these three methodologies to connect with matching lenders and discover the right loan programs tailored to your financial profile.

Results from USDA loan requests processed by Lendersa


Franklin Lenders

  • NEXA Lending
  • 3705 Hillmeade Ct, Nashville, TN, 37221
  • Lends in Tennessee
  • NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o

  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Lends in Tennessee
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.

  • New Castle Mortgage - Reverse
  • 5115 Maryland Way, Suite 67, Brentwood, TN, 37027
  • Lends in Tennessee
  • New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.

  • P3 Home Loans
  • 5115 Maryland Way, Suite 124, Brentwood, TN, 37027
  • Lends in Tennessee
  • P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.

  • Meridian Capital Group
  • 5115 Maryland Way, Brentwood, TN, 37027
  • Lends in Tennessee
  • "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors.

    MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,

  • Full Service Mortgage Group LLC
  • 903 Murfreesboro Road, Franklin, TN, 37064
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • New Mission Mortgage LLC
  • 427 Wild Elm St, Franklin, TN, 37064
  • Lends in Tennessee
  • New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Southeast Financial Credit Union
  • 220 S Royal Oaks Blvd, Franklin, TN, 37064
  • Lends in Tennessee
  • Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service

  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • Lends in Tennessee
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.