FHA VS Conventional loan in Nashville, Davidson County, Tennessee

In 2025, the Conventional loan limit applicable in Nashville, located within the county of Davidson, TN, stands at $890,100. For a single-family dwelling, the FHA loan cap is $890,100. Understanding these limits is crucial for homebuyers planning their finances in this region.

The Lendersa® Conventional loan calculator is a practical tool to examine and compare the best available rates today for Conventional, FHA, and USDA loans. It enables you to ascertain the income, credit score, reserves, and documents required to qualify. This advanced mortgage calculator provides a clear side-by-side view of Conforming Conventional, USDA, FHA, and VA options, aiding in pinpointing the optimal program in TN that aligns with your financial situation.

Investigate and compare loan offers from a network of 100 lenders

Comprehensive Loan Limits and Down Payment Requirements for 2025 in Nashville, Davidson County, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $890,100 3%
USDA $555,600 0%
FHA $890,100 3.5%

This table of details correlates with these specified zip codes: 37027, 37138, 37076, 37072, 37205, 37201, 37206, 37240, 37243, 37246, 37080, 37218, 37219, 37216, 37217, 37214, 37215, 37212, 37213, 37210, 37211, 37189, 37209, 37208, 37204, 37207, 37203, 37115, 37013, 37228, 37221, 37220, 37143, 37011, 37116, 37202, 37222, 37224, 37227, 37229, 37230, 37232, 37234, 37235, 37236, 37238, 37241, 37242, 37244, 37250

Diverse Conventional and FHA Loan Opportunities in Nashville, TN

At Lendersa®, our objective is to efficiently provide you with the best possible Conventional, USDA, or FHA loans without any hassle. Begin your exploration by selecting one of the following three starting points, each leading to matching lenders and appropriate loan programs tailored to your needs.

Lendersa's processed results for USDA loan requests


  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
  • Sunlight Federal Credit Union
  • 1702 17th Street, Cody, WY, 82414
  • Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
  • Eastern Utah Community Credit Union
  • 675 E 100 N, Price, UT, 84501
  • Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.
  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
  • Bank of Jackson Hole
  • 990 West Broadway, Jackson, WY, 83001
  • At Bank of Jackson Hole, we value the relationships we’ve built with our customers. That’s why we offer personal banking services designed to meet all of your financial needs in the convenience of one place. Efficient, no-hassle products and services keep your lifestyle and financial goals in the forefront.
  • First Western Trust
  • 690 US-89, Suite 260, Jackson, WY, 83001
  • First Western Trust strives to be the best private bank and trust company for the Western wealth management client, providing comprehensive tailored solutions and access to a local team of experts. With over $6 billion in affiliated assets under management or advice, First Western offers a unique combination
  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,