Explore the differences! FHA VS Conventional loan programs in Louisville, Blount County, Tennessee

In 2026, the lending cap for Conventional loans in Louisville, situated in the county of Blount, TN, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore and contrast leading rates for Conventional, FHA, and USDA loans today. This advanced mortgage tool displays Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in choosing the optimal program for your financial situation in TN. Assess income requirements, credit, reserves, and documents needed for qualification.

Compare offers from 100 lenders

2026 Loan Limits and Downpayment Details in Louisville, Blount County, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 37777

Discover Conventional and FHA Loan Options in Louisville, TN

Lendersa® is focused on connecting you with the best possible Conventional, USDA, or FHA loan, quickly and without hassle. Select one of three starting pathways to learn more about matching lenders and loan programs.

Results from USDA loan requests at Lendersa


Louisville Lenders

  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • Lends in Tennessee
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.

  • 7 | Mortgage
  • 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922
  • Lends in Tennessee
  • We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate

  • Foundation Mortgage
  • 123 Center Park Dr, Suite 101, Knoxville, TN, 37922
  • Lends in Tennessee
  • "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl
    Whether you are a first time home buyer, purchasing your dream home"

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.

  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Lends in Tennessee
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.

  • Browning Capital and Investment Corporation DBA Summit South Mortgage
  • 6000 Walden Drive, Suite 101, Knoxville, TN, 37919
  • Lends in Tennessee
  • Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.

  • Simple Mortgage Solutions LLC
  • 6906 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.

  • First Southern Management
  • 412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
  • Lends in Tennessee
  • Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,