FHA VS Conventional loan programs in Lenoir-City, Loudon County, Tennessee

In 2026, the Conventional loan limit in Lenoir-City, within Loudon County, TN, is $647,200. For a single-family home, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to contrast today's best rates among Conventional, FHA, and USDA loans. Determine the qualifying income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator displays Conforming, USDA, FHA, and VA loans side-by-side, assisting you in choosing the best option in TN for your financial needs.

Explore loan offers from a pool of 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Lenoir-City, Loudon County, TN

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes include: 37771

Conventional and FHA Loan Alternatives in Lenoir-City, TN

At Lendersa®, we aim to swiftly offer the best loan, whether it's Conventional, USDA, or FHA, without any hassles. Start with one of three options that will align you with lenders and loan programs tailored to your needs.

Results of Lendersa's USDA loan request and matching


Lenoir-City Lenders

  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • Lends in Tennessee
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • Lends in Tennessee
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.

  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.

  • Y-12 Federal Credit Union
  • 501 Lafayette Dr, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.

  • 7 | Mortgage
  • 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922
  • Lends in Tennessee
  • We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate

  • Foundation Mortgage
  • 123 Center Park Dr, Suite 101, Knoxville, TN, 37922
  • Lends in Tennessee
  • "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl
    Whether you are a first time home buyer, purchasing your dream home"

  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.