FHA VS Conventional loan programs in Ripley, Lauderdale County, Tennessee

In 2025, the loan limit for Conventional loans in Ripley, county of Lauderdale, TN, is $726,200. At the same time, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Learn about the income, credit, reserves, and documents required for qualification. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the right program in TN for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Ripley, County of Lauderdale, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 38063

Discover Conventional and FHA Loan Options in Ripley, TN

The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and easily. Start with one of three paths that connect you with matching lenders and loan programs.

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  • Bank of Weston
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  • The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
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  • 2000 W. Jefferson, Fairfield, IA, 52556
  • At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
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  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
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  • Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
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