FHA VS Conventional loan programs in 2026 for Savannah, Hardin County, Tennessee
In 2026, the limit for Conventional loans in Savannah, located in Hardin, TN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program for your financial situation in TN.
2026 Loan Limits and Down Payment Details in Savannah, Hardin, TN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 38372
Options for Conventional and FHA Loans in Savannah, TN
The goal of Lendersa® is to secure for you the best possible Conventional, USDA, or FHA loan quickly and with ease. Start by selecting one of three options that connect you with suitable lending programs and lenders.
The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
216 South High Street, Hwy 64 W, Waynesboro, TN, 38485
Lends in Tennessee
The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.
Decatur County Bank has grown exponentially since opening more than a century ago. In 2010, we established West Tennessee Bank, in order to better serve customers in surrounding counties. In 2018, the Jackson branch of West Tennessee Bank opened on Union University Drive. Because of you, we continue to grow and thrive throughout West Tennessee
Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
