As of 2025, the ceiling for Conventional loans in Union-City, situated in Obion County, TN, is set at $647,200. For a single-family home, the FHA limit stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's Conventional against FHA and USDA rates. This tool also highlights the required income, credit ratings, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the best program in TN for your financial scenario.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Comparison applicable for zip codes: 38261, 38281
At Lendersa®, our mission is to quickly and conveniently secure you the most favorable Conventional, USDA, or FHA loan. Begin with one of three options to find matching lenders and loan programs.
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Bridge Loan Guides
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