FHA VS Conventional loan programs in 2026 for Union-City, Obion County, Tennessee

As of 2026, the ceiling for Conventional loans in Union-City, situated in Obion County, TN, is set at $647,200. For a single-family home, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's Conventional against FHA and USDA rates. This tool also highlights the required income, credit ratings, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the best program in TN for your financial scenario.

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Loan limits and downpayment necessities for 2026 in Union-City, Obion County, TN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Comparison applicable for zip codes: 38261

Available Conventional and FHA loans in Union-City, TN

At Lendersa®, our mission is to quickly and conveniently secure you the most favorable Conventional, USDA, or FHA loan. Begin with one of three options to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


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