FHA VS Conventional loan programs in 2026 for Union-City, Obion County, Tennessee
As of 2026, the ceiling for Conventional loans in Union-City, situated in Obion County, TN, is set at $647,200. For a single-family home, the FHA limit stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's Conventional against FHA and USDA rates. This tool also highlights the required income, credit ratings, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the best program in TN for your financial scenario.
Loan limits and downpayment necessities for 2026 in Union-City, Obion County, TN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Comparison applicable for zip codes: 38261
Available Conventional and FHA loans in Union-City, TN
At Lendersa®, our mission is to quickly and conveniently secure you the most favorable Conventional, USDA, or FHA loan. Begin with one of three options to find matching lenders and loan programs.
Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.
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Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service