FHA VS Conventional loan in Union-City, Obion County, Tennessee
As of 2026, the ceiling for Conventional loans in Union-City, situated in Obion County, TN, is set at $647,200. For a single-family home, the FHA limit stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's Conventional against FHA and USDA rates. This tool also highlights the required income, credit ratings, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the best program in TN for your financial scenario.
Loan limits and downpayment necessities for 2026 in Union-City, Obion County, TN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Comparison applicable for zip codes: 38261
Available Conventional and FHA loans in Union-City, TN
At Lendersa®, our mission is to quickly and conveniently secure you the most favorable Conventional, USDA, or FHA loan. Begin with one of three options to find matching lenders and loan programs.
Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.
Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.
In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.