FHA VS Conventional loan in Austin, Travis County, Texas

In 2025, the Conventional loan limit for Austin in Travis, TX, is $726,200, while the FHA cap for a single-family home is $571,550.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documents needed to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in TX for your finances.

Find loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Austin, Travis County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

This table is relevant for the following zip codes: 78749, 78748, 78741, 78742, 78745, 78744, 78747, 78746, 78717, 78712, 78719, 78617, 78739, 78735, 78730, 78731, 78732, 78733, 78705, 78704, 78701, 78703, 78702, 78758, 78759, 78752, 78753, 78750, 78751, 78756, 78757, 78754, 78652, 78723, 78722, 78721, 78727, 78726, 78725, 78724, 78729, 78728, 73301, 73344, 78651, 78680, 78708, 78709, 78710, 78711, 78713, 78714, 78715, 78718, 78720, 78755, 78760, 78761, 78762, 78763, 78765, 78766, 78767, 78768, 78772, 78773, 78774, 78778, 78779, 78783, 78799

Loan Options for Conventional and FHA in Austin, TX

Lendersa® strives to find you the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three options that lead to matching lenders and loan programs.

Lendersa USDA loan request match results


  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
  • US Mortgage Solutions
  • 1424 N Clarkson Street, Denver, CO, 80218
  • Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
  • Union Pacific Streamliner Federal Credit Union
  • 1400 Douglas Street, MS 0040, Omaha, NE, 68179
  • Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products. Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,
  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry. When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.
  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227
  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
  • Academy National Mortgage Corporation
  • 1955 South Lake Road, Denver, CO, 80227
  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
  • Ruby Rose Loans and Processing
  • 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
  • "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."