FHA VS Conventional loan programs in Austin, Travis County, Texas

In 2025, the Conventional loan limit for Austin in Travis, TX, is $726,200, while the FHA cap for a single-family home is $571,550.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documents needed to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in TX for your finances.

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Loan Limits and Down Payment Requirements for 2025 in Austin, Travis County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

This table is relevant for the following zip codes: 78749, 78748, 78741, 78742, 78745, 78744, 78747, 78746, 78717, 78712, 78719, 78617, 78739, 78735, 78730, 78731, 78732, 78733, 78705, 78704, 78701, 78703, 78702, 78758, 78759, 78752, 78753, 78750, 78751, 78756, 78757, 78754, 78652, 78723, 78722, 78721, 78727, 78726, 78725, 78724, 78729, 78728, 73301, 73344, 78651, 78680, 78708, 78709, 78710, 78711, 78713, 78714, 78715, 78718, 78720, 78755, 78760, 78761, 78762, 78763, 78765, 78766, 78767, 78768, 78772, 78773, 78774, 78778, 78779, 78783, 78799

Loan Options for Conventional and FHA in Austin, TX

Lendersa® strives to find you the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three options that lead to matching lenders and loan programs.

Lendersa USDA loan request match results


  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
  • Credit Union Advantage
  • 22250 Providence Drive, Southfield, MI, 48075
  • Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A
  • Great Lakes Mortgage Brokers LLC
  • 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
  • Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
  • Block Mortgage LLC
  • 19483 W 10 Mile, Southfield, MI, 48075
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • John Adams Mortgage
  • 25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075
  • John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,