In 2026, the Conventional loan limit for Austin in Travis, TX, is $726,200, while the FHA cap for a single-family home is $571,550.
Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documents needed to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in TX for your finances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $386,400 | 0% |
| FHA | $571,550 | 3.5% |
This table is relevant for the following zip codes: 78749, 78748, 78741, 78742, 78745, 78744, 78747, 78746, 78717, 78712, 78719, 78617, 78739, 78735, 78730, 78731, 78732, 78733, 78705, 78704, 78701, 78703, 78702, 78758, 78759, 78752, 78753, 78750, 78751, 78756, 78757, 78754, 78652, 78723, 78722, 78721, 78727, 78726, 78725, 78724, 78729, 78728, 73301, 73344, 78651, 78680, 78708, 78709, 78710, 78711, 78713, 78714, 78715, 78718, 78720, 78755, 78760, 78761, 78762, 78763, 78765, 78766, 78767, 78768, 78772, 78773, 78774, 78778, 78779, 78783, 78799
Lendersa® strives to find you the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three options that lead to matching lenders and loan programs.
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