FHA VS Conventional loan in West-Lake-Hills, Travis County, Texas

In 2026, the conventional loan limit in West-Lake-Hills, within Travis County, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $483,000.

Use Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side views of Conforming Conventional loans, USDA, FHA, and VA to help you choose the optimal program in TX for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in West-Lake-Hills, Travis, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

This table of comparison applies to the zip codes: 78746

Loan Options for Conventional and FHA in West-Lake-Hills, TX

Lendersa's aim is to secure you the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of three pathways to connect with matching lenders and programs.

Results for Lendersa USDA loan request matching.


West-Lake-Hills Lenders

  • Loans By Tera
  • 1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
  • Lends in Texas
  • We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,

  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • Lends in Texas
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our

  • Austin Private Funding
  • 1406 Camp Craft Rd, Suite 200-D, Austin, TX, 78746
  • Lends in Texas
  • Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.

  • Sente Mortgage
  • 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746
  • Lends in Texas
  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.

  • Austin Capital Mortgagae
  • 3801 N. Capital of TX Hwy, Suite J230, Austin, TX, 78746
  • Lends in Texas
  • We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.

  • Mission Mortgage of Texas, Inc
  • 901 S. Mopac Expwy., Austin, TX, 78746
  • Lends in Texas
  • Mission Mortgage has been providing professional lending services in Texas since 1986. We are a locally-owned company with the resources of a national lender. We provide our own processing, underwriting, closing, and funding in our main offices in Austin allowing us to complete your transaction with the fewest delays.

  • Barton Creek Lending Group LLC
  • 6011 Cape Coral Drive Austin, Austin, TX, 78746
  • Lends in Texas
  • BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.

  • Vista Lending
  • 1211 Baylor St, Austin, TX, 78703
  • Lends in Texas
  • At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.

  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.