Explore the differences! FHA VS Conventional loan programs in Bellaire, Harris County, Texas
For 2026, the loan limit for Conventional loans in the city of Bellaire, in Harris county, TX, is set at $726,200. In comparison, the FHA loan limit for a single-family home in the same region stands at $472,030. These loan limits are crucial for potential buyers to understand, as they guide them in their financial planning and ensure they know how much they can borrow under each loan program.
The Lendersa® Conventional loan calculator is an indispensable tool for comparing today's best rates among Conventional, FHA, and USDA loans. Determine necessary income, creditworthiness, reserve funds, and documentation required to qualify. This advanced mortgage calculator presents Conforming Conventional loans, along with USDA, FHA, and VA options, side by side, helping you decide which program in TX best fits your unique financial scenario.
2026 Loan Limits and Down Payment Requirements in Bellaire, Harris, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The details in this table apply to specific zip codes: 77401. Ensure you verify your zip code to make sure these guidelines pertain to your location.
Conventional and FHA Loan Options in Bellaire, TX
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of three starting points designed to match you with appropriate lenders and loan programs suitable for your needs.
Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program: FHA $100 Down Payment Program: 203B • Property must be a HUD REO • Loans up to county loan limits • Credit scores down to 500. Ratios can’t exceed 43% when manual underw
1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
Lends in Texas
The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
5100 Westheimer Road, Suite 200, Houston, TX, 77056
Lends in Texas
Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
"We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients.
We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
