For 2025, the loan limit for Conventional loans in the city of Bellaire, in Harris county, TX, is set at $726,200. In comparison, the FHA loan limit for a single-family home in the same region stands at $472,030. These loan limits are crucial for potential buyers to understand, as they guide them in their financial planning and ensure they know how much they can borrow under each loan program.
The Lendersa® Conventional loan calculator is an indispensable tool for comparing today's best rates among Conventional, FHA, and USDA loans. Determine necessary income, creditworthiness, reserve funds, and documentation required to qualify. This advanced mortgage calculator presents Conforming Conventional loans, along with USDA, FHA, and VA options, side by side, helping you decide which program in TX best fits your unique financial scenario.
Browse and compare loan offers from 100 lenders, gaining insights into competitive lending options.
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The details in this table apply to specific zip codes: 77401, 77402. Ensure you verify your zip code to make sure these guidelines pertain to your location.
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of three starting points designed to match you with appropriate lenders and loan programs suitable for your needs.
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