FHA VS Conventional loan in West-University-Place, Harris County, Texas

For the year 2025, the conventional loan ceiling in West-University-Place, located in Harris County, TX, is established at $647,200, whereas the limit for FHA loans is set at $420,680 for single-family residences.

Employ the Lendersa® Conventional loan calculator to compare the most favorable current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify. Using our sophisticated mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans simultaneously, guiding you to choose the ideal loan program for your financial needs in TX.

Discover loan offers from a selection of 100 lenders

2025 loan limitations and down payment criteria in West-University-Place, Harris County, TX

Loan Category Maximum Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison pertains to zip codes: 77005, 77265, 77277

Available Conventional and FHA loan programs in West-University-Place, TX

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan for you swiftly and with minimal inconvenience. Choose one of three methods to match with lenders and loan packages that meet your criteria.

Lendersa USDA loan request and matching results


  • Bridgewell Capital
  • 2400 E Colonial Dr, Suite #200, Orlando, FL, 32803
  • BridgeWell Capital is a Direct Private Money Lender for real estate investments. We offer fast and easy approvals. BridgeWell offers private money financing for real estate investors. We can provide you with a reliable, hassle-free source of funding for your real estate investments.
  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
  • CRS Group Mortgage Co
  • 22 Riviera Estates Drive, Palm Coast, FL, 32164
  • Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
  • Florida Mortgage Funding Group LLC
  • 1642 Medical LN, Suite A, Fort Myers, FL, 33907
  • Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
  • Island Mortgage of SWFL Inc
  • 5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
  • We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
  • VIP Realty Group, Inc.
  • 13131 University Dr, Fort Myers, FL, 33907
  • VIP Realty Group, Inc. is a large contingent of Realtors in the SW Florida area. We have offices in Fort Myers, Naples, Sanibel Island & Captiva Island, and Fort Myers Beach. We have many agents with certain specialties, so if you have a specific product that you would like to bring to the marketplace