FHA VS Conventional loan programs in West-University-Place, Harris County, Texas
For the year 2026, the conventional loan ceiling in West-University-Place, located in Harris County, TX, is established at $647,200, whereas the limit for FHA loans is set at $420,680 for single-family residences.
Employ the Lendersa® Conventional loan calculator to compare the most favorable current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify. Using our sophisticated mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans simultaneously, guiding you to choose the ideal loan program for your financial needs in TX.
2026 loan limitations and down payment criteria in West-University-Place, Harris County, TX
Loan Category
Maximum Amount
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: This comparison pertains to zip codes: 77005
Available Conventional and FHA loan programs in West-University-Place, TX
Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan for you swiftly and with minimal inconvenience. Choose one of three methods to match with lenders and loan packages that meet your criteria.
We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership.
Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
