FHA VS Conventional loan programs in West-University-Place, Harris County, Texas

For the year 2025, the conventional loan ceiling in West-University-Place, located in Harris County, TX, is established at $647,200, whereas the limit for FHA loans is set at $420,680 for single-family residences.

Employ the Lendersa® Conventional loan calculator to compare the most favorable current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify. Using our sophisticated mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans simultaneously, guiding you to choose the ideal loan program for your financial needs in TX.

Discover loan offers from a selection of 100 lenders

2025 loan limitations and down payment criteria in West-University-Place, Harris County, TX

Loan Category Maximum Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison pertains to zip codes: 77005, 77265, 77277

Available Conventional and FHA loan programs in West-University-Place, TX

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan for you swiftly and with minimal inconvenience. Choose one of three methods to match with lenders and loan packages that meet your criteria.

Lendersa USDA loan request and matching results


  • Providence Mortgage
  • 9105 Rouen Lane, Potomac, MD, 20854
  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
  • Capital Mortgage Corporation INC
  • 3217 N Tacoma St, Arlington, VA, 22213
  • The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Education First Credit Union
  • 1250 Country Hills Drive, Ogden, UT, 84403
  • Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
  • Ascent Credit Union
  • 4140 Harrison Blvd, Ogden, UT, 84403
  • We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
  • Intercap Lending
  • 5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
  • Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
  • Village Mortgage, Inc.
  • 3852 South Washington Boulevard, Ogden, UT, 84403
  • Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
  • Talon Loans, LLC
  • 920 Chamber St, Suite 11, Ogden, UT, 84403
  • Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wasatch Peaks Credit Union
  • 4723 Harrison Blvd, Ogden, UT, 84403
  • Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.