FHA VS Conventional loan programs in 2025 for Bryan, Brazos County, Texas

In 2025, the limit for conventional loans in Bryan, within the county of Brazos, TX, is $726,200, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a Conventional loan calculator to compare the best available rates today across Conventional, FHA, and USDA loans. Assess income, credit, reserves, and necessary documents for qualification. The advanced mortgage calculator presents Conforming Conventional options alongside USDA, FHA, and VA loans, guiding you towards the best program suited to your financial needs in TX.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements for 2025 in Bryan, Brazos County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 77808, 77803, 77802, 77801, 77807, 77805, 77806

Conventional and FHA loan options in Bryan, TX

Lendersa® is dedicated to facilitating the acquisition of the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three start points for matching with lenders and loan programs tailored to your needs.

Lendersa's results for USDA loan requests and matches


  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves
  • Sinberg Capital Lending
  • 1099 Main Ave, Suite 300, Durango, CO, 81301
  • At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
  • ANIMAS MOUNTAIN MORTGAGE INC.
  • 900 Main Avenue, Suite 200, Durango, CO, 81301
  • Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
  • The Wright Credit Union
  • 286 N. Broad Street, Toccoa, GA, 30577
  • The Credit Union was chartered on November 8, 1963 as Wright Manufacturing Employees Credit Union by the State of Georgia Department of Banking and Finance. The sewing plant owner, Ernest Wright, had been loaning his employees money from his own personal money. A need and common bond was established causing the employees to come together
  • L3 Home Lending
  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”. ​ We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
  • Broker House Lending
  • 11400 Shelbyville Road, Louisville, KY, 40243
  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.