FHA VS Conventional loan programs in 2026 for Clarksville, Red River County, Texas
In 2026, the conventional loan limit in Clarksville, within Red River, TX, stands at $726,200, whereas the FHA limit for a single-family residence is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the optimal program for your financial situation in TX.
2026 Loan Limits and Downpayment Requirements in Clarksville, Red River County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 75426
Explore Conventional and FHA Loan Options in Clarksville, TX
Lendersa® is dedicated to helping you secure the best available Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points that connect you with matching lenders and loan programs.
State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.
The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
For over a hundred years FNB has shared in the growth of Cooper and its citizens. In May 2007 FNB joined with The Delta Bank to form a community bank dedicated to the prosperity of Delta County, by providing sound lending and financial planning to its customers. At FNB you get all the features
Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.
The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
