FHA VS Conventional loan in Hooks, Bowie County, Texas
In 2026, the Conventional loan limit set for Hooks, within the county of Bowie, TX is $726,200. Meanwhile, the FHA loan cap for a single-family home is $472,030.
Explore the Lendersa® Conventional loan calculator to evaluate today's leading rates across Conventional, FHA, and USDA options. Determine the required income, credit, reserves, and documentation necessary for qualification. This advanced tool lets you see Conforming Conventional, USDA, FHA, and VA loans in a side-by-side comparison, assisting you in selecting the most suitable program in TX based on your financial conditions.
Details on Loan Limits and Down Payment Needs in Hooks, county of Bowie, TX, for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 75561
Options for Conventional and FHA Loans in Hooks, TX
The aim of Lendersa® is to quickly help you find the best possible Conventional, USDA, or FHA loan options with minimal hassle. Select from one of three starting paths to engage with matching lenders and customized loan programs.
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.
The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.
The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
