Conventional Vs. FHA Lending requirements El-Paso, TX in 2025

In 2025, the Conventional loan limit in El-Paso, within El Paso county of TX, is $647,200, while the FHA limit stands at $420,680 for single-family homes.

Use the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in TX for your specific financial situation.

Options for Conventional and FHA Loans in El-Paso, TX

Lendersa® is committed to getting you the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three options to connect with matching lenders and loan programs that suit your needs.

Lendersa USDA loan request matching outcomes

(817) 820-6010 Lender's profile and map Reviews LOANFI MORTGAGE 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109 The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
(817) 731-2756 Lender's profile and map Reviews Texas People FCU 4613 Wellesley Avenue, Fort Worth, TX, 76107 Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
(817) 732-2803 Lender's profile and map Reviews Fort Worth City Credit Union 2309 Montogomery Street, Fort Worth, TX, 76107 Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
(817) 528-7559 Lender's profile and map Reviews Rand & Associates Incorporated 3901 Alamo Ave, Fort Worth, TX, 76107 At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(817) 807-5000 Lender's profile and map Reviews Merit Mortgage Company 4112 W Vickery Blvd, Fort Worth, TX, 76107 Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
(760) 337-4200 Lender's profile and map Reviews Sun Community Federal Credit Union 1068 Broadway, El Centro, CA, 92243 Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
(760) 352-1540 Lender's profile and map Reviews First Imperial Credit Union. 1602 W Main St, El Centro, CA, 92243 First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
(760) 370-0042 Lender's profile and map Reviews IV Alliance Mortgage & Real Estate 395 Broadway Avenue, Suite 5, El Centro, CA, 92243 IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
(760) 352-7000 Lender's profile and map Reviews Mr. Mortgage INC 1596 S Imperial Ave, El Centro, CA, 92243 Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.
(682) 207-3886 Lender's profile and map Reviews My Credit Union 13016 Highway 287, Haslet, TX, 76052 My Credit Union has been open since 1975. The credit union has assets totaling $61.64 Million and provides banking services to more than 7, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(620) 275-4128 Lender's profile and map Reviews Western State Bank (Garden City) 1500 E. Kansas Avenue, Garden City, KS, 67846 Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
(303) 738-8393 Lender's profile and map Reviews Optimum Mortgage Services Inc 1017 Bramblewood Drive, Castle Pines, CO, 80108 Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.