FHA VS Conventional loan in Fort-Bliss, El Paso County, Texas

In 2026, the conventional loan limit in Fort-Bliss, located in El Paso county, TX, is $647,200, whereas the FHA limit for a single-family home is set at $420,680.

Use the Lendersa® calculator to compare today's best rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit reserves, and documents needed for qualification. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best option in TX for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Fort-Bliss, El Paso County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 79906

Conventional and FHA Loan Options in Fort-Bliss, TX

Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you. Choose from three starting paths to connect with matching lenders and loan programs.

Discover Lendersa's USDA loan requests and matching results


Fort-Bliss Lenders

  • evolve Federal Credit Union
  • 8820 Gazelle Drive, El Paso, TX, 79925
  • Lends in Texas
  • evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.

  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • Lends in Texas
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.

  • Sun City Home Loans
  • 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
  • Lends in Texas
  • Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.

  • Patriot Mortgage
  • 2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
  • Lends in Texas
  • Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.

  • Binary Investments, LLC
  • 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
  • Lends in Texas
  • We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.

  • High Desert Capital LLC
  • 6080 Surety Dr, Suite 101, El Paso, TX, 79905
  • Lends in Texas
  • "The commercial lending market in El Paso, Texas is as
    diverse as the people who populate this city. Our vision
    of providing premier, non-traditional lending services is
    uniquely designed to serve the needs for El Paso, Texas.Our
    commitment to you is to deliver these services through our
    philosophy of working creatively with our clients."

  • Home Plate Mortgage
  • 6070 Gateway East, Suite 311, El Paso, TX, 79905
  • Lends in Texas
  • Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs

  • Rocky Mountain Mortgage Company
  • 2244 Trawood Dr Suite 100, El Paso, TX, 79935
  • Lends in Texas
  • Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Lends in Texas
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.