Explore the differences! FHA VS Conventional loan programs in Elgin, Bastrop County, Texas
In 2025, the conventional loan cap for Elgin, located in Bastrop county, TX, is set at $726,200, whereas for a single-family home, the FHA limit stands at $571,550.
Lendersa® provides a Conventional loan calculator to evaluate the top rates today among Conventional, FHA, and USDA loans. It clarifies the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the best program in TX based on your financial scenario.
Loan limits and down payment requirements for 2025 in Elgin, Bastrop county, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
This comparison table is relevant for zip codes: 78621
Exploring Conventional and FHA loan alternatives in Elgin, TX
The primary aim of Lendersa® is to assist you in finding the best fitting Conventional, USDA, or FHA loan smoothly and swiftly. You can opt from three different initiation paths that will set you on your journey to matched lenders and suitable loan programs.
Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We strive for the ultimate experience in customer service while using our mortgage services. Whether you are looking for a specific program or you don't know where to start, we are here to help. President Frank Weigel is help every day all lients obtain the best loans in order to finance their properties.
Heidelberg Capital Corp. is a Licensed Florida Mortgage Brokerage Corporation dedicated to helping Florida consumers make informed real estate financing decisions. Our professional, experienced staff will answer all your real estate financing questions and will ensure your mortgage process goes smoothly from application to funding.
ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.
8663 W Union Hills Dr, Suite 401, Peoria, AZ, 85382
Bella Vida Mortgage wants to be your mortgage broker of choice. They offer competitive rates and a multitude of loan programs to serve borrowers’ needs and assist their realtor partners in closing transactions on time. Every staff member at Bella Vida Mortgage goes the extra mile for their customers—and then some.
