FHA VS Conventional loan programs in 2025 for Elgin, Bastrop County, Texas
In 2025, the conventional loan cap for Elgin, located in Bastrop county, TX, is set at $726,200, whereas for a single-family home, the FHA limit stands at $571,550.
Lendersa® provides a Conventional loan calculator to evaluate the top rates today among Conventional, FHA, and USDA loans. It clarifies the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the best program in TX based on your financial scenario.
Loan limits and down payment requirements for 2025 in Elgin, Bastrop county, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
This comparison table is relevant for zip codes: 78621
Exploring Conventional and FHA loan alternatives in Elgin, TX
The primary aim of Lendersa® is to assist you in finding the best fitting Conventional, USDA, or FHA loan smoothly and swiftly. You can opt from three different initiation paths that will set you on your journey to matched lenders and suitable loan programs.
ONEILL FINANCIAL SERVICES INC, Residential and Commercial Mortgage Brokers in Pennsylvania with over 40 years of experience. We offer Commercial Loans NATIONWIDE With FULL INCOME VERIFICATION AND STATED INCOME LOANS. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different.
370 West 6th Street, Suite 110, San Bernardino, CA, 92401
Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.
1936 Arlington Boulevard, Charlottesville, VA, 22903
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.