FHA VS Conventional loan in Bastrop, Bastrop County, Texas

For 2025, the maximum limit for a Conventional loan in Bastrop, located in Bastrop county of TX, is $726,200, whereas the FHA limit for a single-family residence is $571,550.

Access the Lendersa® Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA, identifying key qualifications like income, credit scores, reserves, and paperwork required. The advanced mortgage calculator displays Conforming, USDA, FHA, and VA options side by side, aiding your decision on the best program for your financial needs in TX.

Discover and compare loan offers from 100 varied lenders

2025 Loan Limits & Down Payment Requirements in Bastrop, Bastrop County, TX

Loan Type Limit Down Payment
Standard Conventional $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

This comparison is applicable to these zip codes: 78602

Exploring Conventional and FHA Loan Alternatives in Bastrop, TX

Lendersa® is dedicated to helping you obtain the most suitable Conventional, USDA, or FHA loan swiftly and without the usual hassle. Start by choosing one of three different pathways leading to matched lenders and loan programs.

Results of Lendersa USDA loan request and matching


  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
  • Pacific Home Mortgage Funding, Inc.
  • 4060 30th Street, San Diego, CA, 92104
  • We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
  • Grander Home Loans, Inc.
  • 3930 Oregon St, Suite 200, San Diego, CA, 92104
  • Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
  • The GreenHouse Group Inc
  • 3594 Adams Ave, San Diego, CA, 92116
  • We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
  • Isosceles Mortgage
  • 1656 Hibiscus Ct, Beaumont, CA, 92223
  • At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
  • Sceptre Mortgage
  • 3111 Beaumont Blvd, Beaumont, CA, 92223
  • Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
  • Clear Lending Solutions Inc
  • 1715 Boysen Way, Beaumont, CA, 92223
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lucid Financial
  • 11220 Casper Cove, Beaumont, CA, 92223
  • "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"