FHA VS Conventional loan programs in 2025 for Bastrop, Bastrop County, Texas
For 2025, the maximum limit for a Conventional loan in Bastrop, located in Bastrop county of TX, is $726,200, whereas the FHA limit for a single-family residence is $571,550.
Access the Lendersa® Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA, identifying key qualifications like income, credit scores, reserves, and paperwork required. The advanced mortgage calculator displays Conforming, USDA, FHA, and VA options side by side, aiding your decision on the best program for your financial needs in TX.
2025 Loan Limits & Down Payment Requirements in Bastrop, Bastrop County, TX
Loan Type
Limit
Down Payment
Standard Conventional
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
This comparison is applicable to these zip codes: 78602
Exploring Conventional and FHA Loan Alternatives in Bastrop, TX
Lendersa® is dedicated to helping you obtain the most suitable Conventional, USDA, or FHA loan swiftly and without the usual hassle. Start by choosing one of three different pathways leading to matched lenders and loan programs.
Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.
Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
