FHA VS Conventional loan in Bastrop, Bastrop County, Texas
For 2026, the maximum limit for a Conventional loan in Bastrop, located in Bastrop county of TX, is $726,200, whereas the FHA limit for a single-family residence is $571,550.
Access the Lendersa® Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA, identifying key qualifications like income, credit scores, reserves, and paperwork required. The advanced mortgage calculator displays Conforming, USDA, FHA, and VA options side by side, aiding your decision on the best program for your financial needs in TX.
2026 Loan Limits & Down Payment Requirements in Bastrop, Bastrop County, TX
Loan Type
Limit
Down Payment
Standard Conventional
$726,200
3%
USDA
$386,400
0%
FHA
$571,550
3.5%
This comparison is applicable to these zip codes: 78602
Exploring Conventional and FHA Loan Alternatives in Bastrop, TX
Lendersa® is dedicated to helping you obtain the most suitable Conventional, USDA, or FHA loan swiftly and without the usual hassle. Start by choosing one of three different pathways leading to matched lenders and loan programs.
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