FHA VS Conventional loan programs in Grand-Prairie, Dallas County, Texas

For 2026, the Conventional loan limit in Grand-Prairie, county of Dallas, TX, is $647,200, while the FHA limit for a single-family home is $450,800.

The Lendersa® Conventional loan calculator lets you compare current rates for Conventional, FHA, and USDA loans, helping determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program for your financial situation in TX.

Explore loan offers from a variety of lenders

Loan Limits and Downpayment Requirements for 2026 in Grand-Prairie, County of Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table is applicable to the following zip codes: 75052

Options for Conventional and FHA Loans in Grand-Prairie, TX

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans efficiently and with ease. Start by choosing one of three avenues leading to matched lenders and appropriate loan programs.

Results from Lendersa USDA loan requests


Grand-Prairie Lenders

  • Still Waters Lending
  • 5115 Lake Ridge Pkwy, Suite 160, Grand Prairie, TX, 75052
  • Lends in Texas
  • Still Waters Lending mission is to serve our clients, community, and industry with purpose by adding value with our resources. The key to our success has been a combination of consistently offering the lowest possible rates and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • Targetcost Realty
  • 2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
  • Lends in Texas
  • Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise

  • Allied Federal Credit Union
  • 200 SE Green Oaks Boulevard, Arlington, TX, 76018
  • Lends in Texas
  • Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Lends in Texas
  • Empowering Homeownership with BL LENDER

    BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j

  • Corporate Capital LLC
  • 610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
  • Lends in Texas
  • ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .

  • Apple Capital Group, Inc.
  • 201 E Abram St, Suite 120, Arlington, TX, 76010
  • Lends in Texas
  • Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.

  • Vista Mortgage Corp
  • 219 Billings St, Suite 360, Arlington, TX, 76010
  • Lends in Texas
  • Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Francis Colonial Mortgage
  • 318 W Main St, Arlington, TX, 76010
  • Lends in Texas
  • Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan