FHA VS Conventional loan programs in Cedar-Hill, Dallas County, Texas

In 2026, the conventional loan limit for Cedar-Hill, located in Dallas county of TX, is set at $647,200, while the limit for FHA loans on a single-family home is $450,800.

Use Lendersa®'s advanced Conventional loan calculator to evaluate the most competitive rates available for Conventional, FHA, and USDA loans today. Identify the necessary income, credit, reserves, as well as documentation needed for qualification. This sophisticated tool allows you to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your financial situation in TX.

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Loan Limits and Down Payment Requirements for 2026 in Cedar-Hill, Dallas, TX

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to the following zip codes: 75104

Explore Conventional and FHA Loan Options in Cedar-Hill, TX

The primary goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loans for you without any hassle. Start by selecting one of three available paths that lead to matching lenders and loan programs.

Results of Lendersa USDA loan request match


Cedar-Hill Lenders

  • Corporate Capital LLC
  • 610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
  • Lends in Texas
  • ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • Still Waters Lending
  • 5115 Lake Ridge Pkwy, Suite 160, Grand Prairie, TX, 75052
  • Lends in Texas
  • Still Waters Lending mission is to serve our clients, community, and industry with purpose by adding value with our resources. The key to our success has been a combination of consistently offering the lowest possible rates and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • Targetcost Realty
  • 2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
  • Lends in Texas
  • Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise

  • LTI Mortgage
  • 1801 North Hampton Road, Suite 415, Desoto, TX, 75115
  • Lends in Texas
  • LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.

  • Allied Federal Credit Union
  • 200 SE Green Oaks Boulevard, Arlington, TX, 76018
  • Lends in Texas
  • Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.

  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Lends in Texas
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • Lends in Texas
  • "At Mansfield Mortgage, we understand the home-buying experience can
    be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."