Explore the differences! FHA VS Conventional loan programs in Harlingen, Cameron County, Texas
In 2025, the Conventional loan limit for Harlingen, in the county of Cameron, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits are crucial for understanding the scope of available financing options in the housing market.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial goals in TX.
2025 Loan Limits and Downpayment Requirements in Harlingen, County of Cameron, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to the following zip codes: 78550, 78552, 78551, 78553
Options for Conventional and FHA Loans in Harlingen, TX
At Lendersa®, our goal is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start by choosing one of three pathways to find matching lenders and loan programs tailored to meet your needs.
Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.
Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.
4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
"We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
