FHA VS Conventional loan programs in Highlands, Harris County, Texas

In 2025, Convetional loan limit in Highlands, county of Harris, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Highlands, county of Harris, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 77562

Conventional and FHA loan options in Highlands, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • San Juan Mountains Credit Union
  • 1400 E. Main Street, Montrose, CO, 81401
  • Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
  • NuVista Federal Credit Union
  • 2711 Commercial Way, Montrose, CO, 81401
  • NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
  • McHenry Savings Bank
  • 353 Bank Drive, McHenry, IL, 60050
  • At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
  • Affiliated Mortgage Company
  • 2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
  • Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
  • AMERIDREAM FUNDING GROUP INC
  • 3350 East Atlantic Blvd. Suite 211 & 212, Pompano Beach, FL, 33062
  • AmeriDream, we strive to get you the best residential mortgage rates competitive in South Florida. When you work with AmeriDream, a dedicated professional will walk you through the mortgage loan process and help you secure the most favorable rate possible.and AmeriDream, we’ll take the time to evaluate your credit history.
  • Freedom Lending, LLC
  • 146 N. 4th Street, Albemarle, NC, 28002
  • Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage
  • RHOME MORTGAGE LLC
  • 2245 NE 9th Ave, Fort Lauderdale, FL, 33305
  • RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.