FHA VS Conventional loan programs in 2026 for Jersey-Village, Harris County, Texas

In 2026, the limit for a Conventional loan in Jersey-Village, which is in Harris county, TX, is $647,200. For a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, allowing you to decide on the best program in TX for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Jersey-Village, Harris, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison is relevant for zip codes: 77065, 77040

Options for Conventional and FHA Loans in Jersey-Village, TX

Lendersa® is dedicated to quickly finding the most suitable Conventional, USDA, or FHA loan with minimal hassle. Start by selecting one of three pathways that align you with the right lenders and programs.

Lendersa's USDA loan requests and matching results


  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status

  • Mortgage Lending Group, LLC
  • 128 4th Ave S, Suite 101, Edmonds, WA, 98020
  • The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers

  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.

  • Westar Funding
  • 728 3rd Street, Suite B, Mukilteo, WA, 98275
  • Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.

  • Pacific Capital Northwest
  • 8227 44th Ave W, Suite K, Mukilteo, WA, 98275
  • Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.

  • Aroostook County Federal Savings and Loan Association
  • 43 High St, Caribou, ME, 04736
  • At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy

  • The County Federal Credit Union
  • 82 Bennett Drive, Caribou, ME, 04736
  • County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.

  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.

  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.

  • Mortgage One Northwest, Inc
  • 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502
  • Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.