In 2026, the limit for a Conventional loan in Jersey-Village, which is in Harris county, TX, is $647,200. For a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess and compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, allowing you to decide on the best program in TX for your financial situation.
Evaluate loan offers from over 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The comparison is relevant for zip codes: 77065, 77040
Lendersa® is dedicated to quickly finding the most suitable Conventional, USDA, or FHA loan with minimal hassle. Start by selecting one of three pathways that align you with the right lenders and programs.
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