Conventional compare with FHA Loan Houston, TX [Harris

In 2025, Convetional loan limit in Houston, county of Harris, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

2025 loan limits and downpayment requirments in Houston, county of Harris, TX

Loan Type	Loan Limit	Down payment
Conventional Conforming	$726,200	3%
USDA	$336,500	0%
FHA	$472,030	3.5%

The comparison table applies to zip codes: 77069, 77068, 77061, 77060, 77063, 77062, 77065, 77064, 77067, 77066, 77036, 77037, 77034, 77035, 77032, 77033, 77030, 77031, 77038, 77449, 77489, 77046, 77045, 77044, 77040, 77048, 77201, 77598, 77018, 77019, 77015, 77016, 77017, 77010, 77011, 77012, 77013, 77091, 77093, 77099, 77053, 77346, 77345, 77546, 77547, 77025, 77024, 77027, 77026, 77021, 77020, 77023, 77022, 77029, 77028, 77094, 77096, 77090, 77098, 77078, 77079, 77072, 77073, 77070, 77071, 77076, 77077, 77074, 77075, 77407, 77047, 77043, 77041, 77336, 77339, 77338, 77003, 77002, 77007, 77006, 77005, 77004, 77009, 77008, 77571, 77450, 77082, 77089, 77088, 77083, 77081, 77080, 77087, 77086, 77085, 77084, 77092, 77042, 77054, 77055, 77056, 77057, 77058, 77059, 77396, 77051, 77506, 77504, 77001, 77052, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77259, 77261, 77262, 77263, 77266, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77282, 77284, 77287, 77288, 77289, 77291, 77292, 77293, 77297, 77299, 77315, 77325, 77411

Conventional and FHA loan options in Houston, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(715) 544-6400 Lender's profile and map Reviews Imagine Home Lending of Central Wisconsin 5424 US HWY-10, Suite C, Stevens Point, WI, 54482 Imagine Home Lending of Central Wisconsin was established with Chris Popp and co-owners Heidi Mancheski and Mark Kitowski in an effort to provide dedicated service to central Wisconsin homebuyers. Our licensed loan officers are dedicated to serving these communities by working hard to ensure the process of buying your dream home goes smoothly.
(715) 346-6534 Lender's profile and map Reviews Sentry Credit Union 1800 North Point Drive, Stevens Point, WI, 54481 Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
(715) 265-4211 Lender's profile and map Reviews Hiawatha National Bank 220 East Oak Street, Glenwood City, WI, 54013 Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.
(304) 269-6636 Lender's profile and map Reviews The Citizens Bank of Weston 201 Main Avenue, Weston, WV, 26452 The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
(330) 674-9015 Lender's profile and map Reviews The Commercial and Savings Bank 91 North Clay Street, Millersburg, OH, 44654 With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
9195101108 Lender's profile and map Reviews Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
(877) 807-9668 Lender's profile and map Reviews North State Bank 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609 North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
(919) 539-9800 Lender's profile and map Reviews The Arkell Barnes Mortgage Team 900 Ridgefield Drive, Raleigh, NC, 27609 We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.