FHA VS Conventional loan in Joshua, Johnson County, Texas

In 2025, Convetional loan limit in Joshua, county of Johnson, TX is $726,200 while FHA limit is $531,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Joshua, county of Johnson, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

The comparison table applies to zip codes: 76058

Conventional and FHA loan options in Joshua, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Arlington Community Federal Credit Union
  • 2130 N Glebe Rd, Arlington, VA, 22207
  • Ever since we started in 1952, we have been passionate about empowering the financial lives of our members and giving back to our local community. It's who we are. Guided by our shared values, today our commitment is stronger than ever to provide remarkable service to each and every member, while continuing to provide a full array of financial prod
  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close Private money / Non-QM programs 70 CLTV No fico required
  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Group
  • 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
  • PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
  • Unity Mortgage Lending, Inc.
  • 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.