FHA VS Conventional loan programs in 2025 for Joshua, Johnson County, Texas
In 2025, the Conventional loan limit for Joshua, located in Johnson county, TX, is established at $726,200. Meanwhile, the FHA limit for a single-family dwelling is marked at $531,300.
Leverage the Lendersa® Conventional loan calculator to contrast today's leading rates for Conventional, FHA, and USDA loans. This tool assists you in identifying the necessary income, credit score, reserve requirements, and paperwork needed to qualify. Through our enhanced mortgage calculator, you can observe Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format, determining which program in TX best fits your financial scenario.
2025 Loan Limits and Down Payment Requirements in Joshua, Johnson County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
Applicable zip codes for this table include: 76058
Exploring Conventional and FHA Loan Options in Joshua, TX
The aim of Lendersa® is to swiftly provide you with the finest Conventional, USDA, or FHA loans with ease. Choose one of three starting points that facilitate matching with appropriate lenders and loan programs.
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
"Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison.
Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
