FHA VS Conventional loan programs in Joshua, Johnson County, Texas
In 2025, the Conventional loan limit for Joshua, located in Johnson county, TX, is established at $726,200. Meanwhile, the FHA limit for a single-family dwelling is marked at $531,300.
Leverage the Lendersa® Conventional loan calculator to contrast today's leading rates for Conventional, FHA, and USDA loans. This tool assists you in identifying the necessary income, credit score, reserve requirements, and paperwork needed to qualify. Through our enhanced mortgage calculator, you can observe Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format, determining which program in TX best fits your financial scenario.
2025 Loan Limits and Down Payment Requirements in Joshua, Johnson County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
Applicable zip codes for this table include: 76058
Exploring Conventional and FHA Loan Options in Joshua, TX
The aim of Lendersa® is to swiftly provide you with the finest Conventional, USDA, or FHA loans with ease. Choose one of three starting points that facilitate matching with appropriate lenders and loan programs.
Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your
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Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.
Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
