FHA VS Conventional loan programs in 2026 for Cleburne, Johnson County, Texas

In the year 2026, the conventional loan limit for Cleburne in Johnson county, TX, is set at $726,200, whereas the FHA limit for a single-family home is $531,300.

Leverage the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the best program in TX for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Cleburne, Johnson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Applicable to zip codes: 76058

Explore Conventional and FHA Loan Options in Cleburne, TX

The goal at Lendersa® is to facilitate access to the best Conventional, USDA, or FHA loan with minimal hassle. Start with one of three pathways to connect with compatible lenders and loan programs.

Lendersa USDA loan request and results


Cleburne Lenders

  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Lends in Texas
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.

  • Alcon Employees Federal Credit Union
  • 6201 South Freeway, Fort Worth, TX, 76134
  • Lends in Texas
  • Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members

  • DiversiFund Texas LP
  • 42 Bounty Road East, Benbrook, TX, 76132
  • Lends in Texas
  • If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989

  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Lends in Texas
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .

  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • Lends in Texas
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.

  • Fort Worth Financial L.L.C
  • 2625 8th Avenue, Fort Worth, TX, 76110
  • Lends in Texas
  • Fort Worth Financial is a full service mortgage lender specializing purchase and refinance lending in Fort Worth, Denton, Dallas, Weatherford, and Burleson, Texas. We understand that a home is one of the biggest investments that many people will make in their lifetime and we work hard to provide our clients .

  • JRS Home Loans, LLC
  • 8132 Joella Court, Grandview, TX, 76050
  • Lends in Texas
  • The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.

  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Lends in Texas
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.