FHA VS Conventional loan in Kingsville, Kleberg County, Texas

For 2026, the cap on Conventional loans in Kingsville, within Kleberg county, TX, is $726,200. In comparison, the FHA loan limit for a single-family house is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates for Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you to select the optimal program in TX for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Kingsville, Kleberg County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 78363

Explore Conventional and FHA Loan Options in Kingsville, TX

Lendersa® is dedicated to swiftly and smoothly guiding you to the best possible Conventional, USDA, or FHA loans without hassle. Choose from among three starting points to find matching lenders and loan programs tailored to your needs.

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Kingsville Lenders

  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Lends in Texas
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.

  • HomeSource Mortgage
  • 5850 S Staples St, Corpus Christi, TX, 78413
  • Lends in Texas
  • HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”

  • Third Coast Home Loans, LLC
  • 5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
  • Lends in Texas
  • Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.

  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Lends in Texas
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.

  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Lends in Texas
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.

  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • Lends in Texas
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force

  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Lends in Texas
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
    Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.

  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.

  • Rio Grande Valley Credit Union
  • 1221 Morgan Boulevard, Harlingen, TX, 78550
  • Lends in Texas
  • Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.