FHA VS Conventional loan in Kingsville, Kleberg County, Texas

For 2025, the cap on Conventional loans in Kingsville, within Kleberg county, TX, is $726,200. In comparison, the FHA loan limit for a single-family house is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates for Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you to select the optimal program in TX for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Kingsville, Kleberg County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 78363, 78364

Explore Conventional and FHA Loan Options in Kingsville, TX

Lendersa® is dedicated to swiftly and smoothly guiding you to the best possible Conventional, USDA, or FHA loans without hassle. Choose from among three starting points to find matching lenders and loan programs tailored to your needs.

Lendersa USDA loan requests and matching outcomes


  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
  • Best Interest Mortgage Inc
  • 5633 Strand Blvd, Suite 302, Naples, FL, 34110
  • "Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, & consideration we give to each of our clients."
  • REI Capital & Development
  • 5660 Strand Court, Naples, FL, 34110
  • "We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects. REI is working closely with Investors who have in house funds and have not been affected by the shutdown."
  • Naples Mortgage Company LLC
  • 4851 Tamiami Trail North, Suite 200, Naples, FL, 34103
  • (239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.
  • Gulf Coast Mortgage of Naples
  • 2335 Tamiami Trl N, Naples, FL, 34103
  • At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.
  • First Florida Home Mortgage
  • 2500 Tamiami Trail N Suite 212, Naples, FL, 34103
  • "The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.
  • Abbey Mortgage & Investments
  • 549 N 4th St, Berthoud, CO, 80513
  • We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
  • Jones Home Loan Mortgage LLC
  • 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Oak Street Financial, Inc.
  • 1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210
  • In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .