Explore the differences! FHA VS Conventional loan programs in Krum, Denton County, Texas
In 2026, the conventional loan limit in Krum, located in Denton county, TX, is $726,200, whereas the FHA cap for a single-family house is $531,300.
Utilize the Lendersa® Conventional loan calculator to compare today's rates among Conventional, FHA, and USDA mortgages. Determine the necessary income, credit, reserves, and documents for qualifying. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision regarding the most suitable program in TX for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Krum, Denton, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This table applies to zip codes: 76249
Explore Conventional and FHA Loan Options in Krum, TX
The primary aim of Lendersa® is to quickly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Choose from three starting paths to connect with matching lenders and suitable loan programs.
Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending
Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.
Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
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"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program: FHA $100 Down Payment Program: 203B • Property must be a HUD REO • Loans up to county loan limits • Credit scores down to 500. Ratios can’t exceed 43% when manual underw
