FHA VS Conventional loan programs in 2025 for Krum, Denton County, Texas

In 2025, the conventional loan limit in Krum, located in Denton county, TX, is $726,200, whereas the FHA cap for a single-family house is $531,300.

Utilize the Lendersa® Conventional loan calculator to compare today's rates among Conventional, FHA, and USDA mortgages. Determine the necessary income, credit, reserves, and documents for qualifying. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision regarding the most suitable program in TX for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Krum, Denton, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table applies to zip codes: 76249

Explore Conventional and FHA Loan Options in Krum, TX

The primary aim of Lendersa® is to quickly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Choose from three starting paths to connect with matching lenders and suitable loan programs.

USDA loan request and matching results from Lendersa


  • Mortgage Approval Group, LLC
  • 2918 Busch Lake Blvd, Tampa, FL, 33614
  • Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
  • i3 Lending
  • 3836 Humphrey St., Tampa, FL, 33614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rebecca Richardson | The Mortgage Mentor
  • 4064 Colony Road, Charlotte, NC, 28211
  • REBECCA'S passion in life is helping fulfill her client’s dreams of home ownership. Buying a house can be exciting, and the mortgage process can seem daunting. Staying focused on clients' needs, Rebecca provide consultation and information on the appropriate mortgage strategy to meet your goals.
  • Wyndham Capital Mortgage
  • 4064 Colony Rd, Floor 2, Charlotte, NC, 28211
  • Wyndham Capital Mortgage’s corporate culture empowers our employees. We strive to facilitate a greater sense of purpose in your jobs and lives, and your involvement will translate directly into continuous improvement in our systems and processes. In an empowered organization, you bring your best ideas
  • First Home Bank
  • 700 Central Avenue, Saint Petersburg, FL, 33701
  • First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
  • Bison Financial Group
  • 735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
  • Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
  • All American Mortgage Co
  • 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
  • At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.