FHA VS Conventional loan in Denton, Denton County, Texas

In the current year 2025, the limit for Conventional loans in the city of Denton, located in Denton county, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $531,300.

Lendersa® offers a Conventional loan calculator that lets you compare various rates today for Conventional Loans against FHA and USDA Rates. It also helps identify the income, credit score, reserves, and paperwork needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating your decision on which program in TX best suits your financial scenario.

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Loan limits and down payment requirements for 2025 in Denton, within Denton county, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 Three percent
USDA $360,600 Zero percent
FHA $531,300 Three point five percent

This comparison table is relevant for the following zip codes: 76207, 76205, 76201, 76208, 76209, 76210, 76259, 76202, 76203, 76204, 76206

FHA and Conventional loan options in Denton, TX

Lendersa® strives to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Begin by selecting one of the three pathways that lead to matched lenders and loan programs.

Results for Lendersa USDA loan request and matching


  • Mountain View Lending Specialists LLC
  • 10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
  • Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
  • Graham Financial
  • 9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124
  • We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals
  • A Better Choice Mortgage
  • 10375 Park Meadows Drive, Suite 500, Lone Tree, CO, 80124
  • In 2001, A Better Choice Mortgage was established to provide Colorado homeowners a less expensive alternative for home financing needs. Shocked at the massive commissions and price gouging that was rampant in the industry, we knew a lower cost and fair alternative was essential. Since our inception,
  • Premier Home Loans
  • 8600 Park Meadows Dr, Suite 300A, Lone Tree, CO, 80124
  • Premier Home Loans are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SCL Mortgage
  • 10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124
  • SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .
  • Tayton Capital LLC
  • 3449 S Nucla Way, Aurora, CO, 80013
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Trust Inc
  • 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503
  • At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
  • Fairway Funding Group
  • 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
  • Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
  • Flora Savings Bank
  • 128 West Second Street, Flora, IL, 62839
  • Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.