FHA VS Conventional loan programs in Denton, Denton County, Texas
In the current year 2026, the limit for Conventional loans in the city of Denton, located in Denton county, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $531,300.
Lendersa® offers a Conventional loan calculator that lets you compare various rates today for Conventional Loans against FHA and USDA Rates. It also helps identify the income, credit score, reserves, and paperwork needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating your decision on which program in TX best suits your financial scenario.
Loan limits and down payment requirements for 2026 in Denton, within Denton county, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
Three percent
USDA
$360,600
Zero percent
FHA
$531,300
Three point five percent
This comparison table is relevant for the following zip codes: 76207, 76205, 76201, 76208, 76209, 76210, 76259, 76202, 76203, 76204, 76206
FHA and Conventional loan options in Denton, TX
Lendersa® strives to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Begin by selecting one of the three pathways that lead to matched lenders and loan programs.
First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
Bank of Monticello is a Community Bank located in Northeast Missouri. Our Company was organized by local shareholders in 1928 to meet the needs of the families & businesses of Monticello, Missouri & the surrounding communities. While many things have changed over the years, our commitment to the Communities that we serve is stronger than ever.
High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
