Explore the differences! FHA VS Conventional loan programs in Lubbock, Lubbock County, Texas
In the year 2025, the Conventional loan limit in Lubbock, situated in the county of Lubbock, TX, is $726,200, whereas the FHA limit for a single-family house is $472,030.
With the Lendersa® Conventional loan calculator, you can assess today's best rates for Conventional, FHA, and USDA loans. This tool helps determine necessary income, credit, reserves, and documentation to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options, guiding you to decide which program in TX is fitting for your financial needs.
2025 Loan Limits and Down Payment Requirements in Lubbock, County of Lubbock, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the zip codes: 79406, 79423, 79424, 79416, 79412, 79413, 79410, 79411, 79414, 79404, 79407, 79401, 79403, 79415, 79402, 79408, 79409, 79430, 79452, 79453, 79457, 79464, 79490, 79491, 79493, 79499
Options for Conventional and FHA Loans in Lubbock, TX
The aim of Lendersa® is to provide you with the most fitting Conventional, USDA, or FHA loan swiftly and effortlessly. You have three starting options to choose from, leading you to matching lenders and loan programs.
BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
801 10th Street South, Suite 100, Fargo, ND, 58103
F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.
