FHA VS Conventional loan in Lubbock, Lubbock County, Texas
In the year 2025, the Conventional loan limit in Lubbock, situated in the county of Lubbock, TX, is $726,200, whereas the FHA limit for a single-family house is $472,030.
With the Lendersa® Conventional loan calculator, you can assess today's best rates for Conventional, FHA, and USDA loans. This tool helps determine necessary income, credit, reserves, and documentation to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options, guiding you to decide which program in TX is fitting for your financial needs.
2025 Loan Limits and Down Payment Requirements in Lubbock, County of Lubbock, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the zip codes: 79406, 79423, 79424, 79416, 79412, 79413, 79410, 79411, 79414, 79404, 79407, 79401, 79403, 79415, 79402, 79408, 79409, 79430, 79452, 79453, 79457, 79464, 79490, 79491, 79493, 79499
Options for Conventional and FHA Loans in Lubbock, TX
The aim of Lendersa® is to provide you with the most fitting Conventional, USDA, or FHA loan swiftly and effortlessly. You have three starting options to choose from, leading you to matching lenders and loan programs.
9525 E Doubletree Ranch Road, Suite 102, Scottsdale, AZ, 85258
Scratch Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7702 East Doubletree Ranch Road, Suite 300, Scottsdale, AZ, 85258
Holmberg Mortgage is Arizona’s premier full service mortgage and private lending company. Our mission is to deliver our clients the best interest rates and terms possible with the lowest closing costs. We are not like typical banks or online mortgage lenders. We don’t charge “junk” fees or excessive closing costs
Galaxy Lending Group, LLC provides home loans and personalized mortgage counseling to Arizona, Colorado, Oregon, Texas and Washington residents looking for a reputable and responsible mortgage lender. With two decades of experience in residential lending, we can find the right loan at a competitive rate even in today's tough economy.
VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258
Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258
INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
