In the year 2026, the Conventional loan limit in Lubbock, situated in the county of Lubbock, TX, is $726,200, whereas the FHA limit for a single-family house is $472,030.
With the Lendersa® Conventional loan calculator, you can assess today's best rates for Conventional, FHA, and USDA loans. This tool helps determine necessary income, credit, reserves, and documentation to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options, guiding you to decide which program in TX is fitting for your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table is applicable to the zip codes: 79406, 79423, 79424, 79416, 79412, 79413, 79410, 79411, 79414, 79404, 79407, 79401, 79403, 79415, 79402, 79408, 79409, 79430, 79452, 79453, 79457, 79464, 79490, 79491, 79493, 79499
The aim of Lendersa® is to provide you with the most fitting Conventional, USDA, or FHA loan swiftly and effortlessly. You have three starting options to choose from, leading you to matching lenders and loan programs.
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