FHA VS Conventional loan programs in 2025 for Shallowater, Lubbock County, Texas

In 2025, the conventional loan limit in Shallowater, Lubbock County, TX, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine current best rates among Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision for the optimal program in TX.

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2025 Loan Limits and Down Payment Requirements in Shallowater, Lubbock, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 79363

Available Options for Conventional and FHA Loans in Shallowater, TX

The aim of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three initial pathways to connect with matching lenders and their loan programs.

Lendersa's results for USDA loan request matching


  • Bluedog Capital Partners, LLC
  • One Custom House St, Suite 4, Providence, RI, 02903
  • Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
  • Mortgage Giver, LLC
  • 10 Weybosset Street, Providence, RI, 02903
  • MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
  • Northborough Capital Partners, LLC
  • 56-3 Pine Street, Providence, RI, 02903
  • "NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA. We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
  • FAMILY FINANCIAL GROUP, INC
  • 480 Hope Street, Suite One, Providence, RI, 02906
  • Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.
  • Foxpoint Lending
  • One Richmond Square, Providence, RI, 02906
  • Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col
  • Back Bay Mortgage Brokers LLC
  • 130 Bellevue Avenue, Newport, RI, 02840
  • Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
  • Anchor Financial Mortgage, Inc
  • 1 Lonsdale Avenue, Pawtucket, RI, 02860
  • Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
  • Capital City Financial Corporation
  • 2740 Pawtucket Avenue East, Providence, RI, 02914
  • Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
  • Troy City Mortgage LLC
  • 692 Warren Avenue, East Providence, RI, 02914
  • Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
  • Province Mortgage Associates, Inc
  • 50 Office Parkway, East Providence, RI, 02914
  • We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.