FHA VS Conventional loan programs in 2026 for Navasota, Grimes County, Texas

For the year 2026, the Conventional loan cap in Navasota, within Grimes County, TX, is established at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate the top rates offered today for Conventional, FHA, and USDA loans. It helps you assess the income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator displays Conforming Conventional loans along with USDA, FHA, and VA loans side by side, assisting in selecting the appropriate program for your financial scenario in TX.

Investigate loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Navasota, Grimes County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the zip codes: 77868

Exploring Conventional and FHA Loan Options in Navasota, TX

The objective of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose from one of three starting points that will connect you to suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Navasota Lenders

  • Guarantee Mortgage
  • 6744 Victoria Ave, College Station, TX, 77845
  • Lends in Texas
  • Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.

  • 1st Alliance Mortgage LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • Lends in Texas
  • 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.

  • 1ST ALLIANCE MORTGAGE, LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • Lends in Texas
  • At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.

  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Lends in Texas
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.

  • The Brenham National Bank
  • 2211 S Day St, Brenham, TX, 77833
  • Lends in Texas
  • Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Texas
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or mlzamora@nexamortgage.com for unpara

  • Upward Home Loans
  • 14319 Timbergreen Drive, Magnolia, TX, 77355
  • Lends in Texas
  • Upward Home Loans, you will be our client for life. We believe that it’s our responsibility to assist you in managing the largest indebtedness that you’re ever going to take on in your life. Most people that do what I do for a living, provide you with the debt and then you don’t ever hear from them again, they walk away after they’ve gotten paid.

  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Lends in Texas
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.

  • Oak Harbor Funding
  • 8523 Tynan Ridge Dr, Magnolia, TX, 77354
  • Lends in Texas
  • Oak Harbor Funding

    Mortgage guidance with heart

    Oak Harbor Funding helps you move from dream to doorstep with clear, friendly funding support for purchases and refinances on fix and flip, DSCR, Ground up construction, and your long term rental property fundings. Connect with Tim Hall at 832-307-1043 or tim@oakharborfunding.com, and learn more at oakharborfunding.com.