FHA VS Conventional loan in Prairie-View, Waller County, Texas

In 2026, the Conventional loan limit for Prairie-View, in Waller county, TX, is set at $647,200. On the other hand, the FHA limit for a single-family home is established at $420,680. This crucial information assists homeowners and potential buyers in planning their mortgage options effectively.

Use the Lendersa® Conventional loan calculator to contrast today's best rates between Conventional, FHA, and USDA loans. It helps identify the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding you in selecting the most suitable program in TX tailored to your individualized financial situation.

Discover a wide range of loan offers from over 100 lenders, ensuring options that cater to various borrowing preferences and needs.

2026 Loan Limits and Down Payment Requirements in Prairie-View, Waller, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The figures presented here apply to these zip codes: 77446, 77445. Understanding these limits is essential for making informed decisions about mortgages and property investments.

Explore Conventional and FHA Loan Options in Prairie-View, TX

The mission of Lendersa® is to facilitate access to the most advantageous Conventional, USDA, or FHA loans rapidly and efficiently. Choose one of three starting approaches that assist in finding matching lenders and suitable loan programs that meet your expectations.

Investigate USDA loan requests and matching results with Lendersa, providing clarity for your loan journey


  • HK Lending LLC
  • 15492 Voss Road, Sugar Land, TX, 77498
  • We are an experienced boutique mortgage office new to the the Sugar Land, Texas area. With California and Florida offices opening soon. We are here to help people get into the home of their dreams when other lenders cant or find funding for those crucial investor deals. We have many programs to choose from.

  • Atrich LLC
  • 350 North Sam Huston Parkway East, Suite101, Houston, TX, 77060
  • Atrich is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Money Man 4 Business
  • 363 N Sam Houston Pkwy E, Suite 1100, Houston, TX, 77060
  • We are an independent sales office that provides loan programs to small and medium size business.Money Man 4 Business can provide valuable working capital to strong, under-served businesses in any industry without the issues usually associated with traditional bank loans. In fact,we have already helped thousands of merchants all across the country.

  • Guarantee Mortgage
  • 6744 Victoria Ave, College Station, TX, 77845
  • Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.

  • 1st Alliance Mortgage LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.

  • 1ST ALLIANCE MORTGAGE, LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.

  • Lone Star Wide Capital Inc
  • 2301-D Nantucket Dr, Houston, TX, 77057
  • Lone Star Wide Capital buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Texas Property Lending Inc
  • 5718 Westheimer Rd, Suite 1000, Houston, TX, 77057
  • We are different.
    Different is good.
    We go the extra mile. We bring you a wide selection of loan products and help you understand the essential elements of the loan process. If your FICO score could use help, we will give you a step-by-step plan to help you boost it with our Artificial Intelligence (AI) software. We always strive to bring you the

  • Amerifirst Home Loans, LLC
  • 5847 San Felipe, 17th Floor, Houston, TX, 77057
  • Amerifirst Home Loans, LLC. (“we” or “us”) operates the https://amerifirsthomeloans.com/ website and related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use