Explore the differences! FHA VS Conventional loan programs in Odessa, Ector County, Texas

In 2025, the Conventional loan limit in Odessa, within the county of Ector, TX, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents needed for qualification. With our mortgage calculator, evaluate side-by-side options for Conforming Conventional, USDA, FHA, and VA loans, aiding in your decision for the best program in TX to suit your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Odessa, Ector, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 79761, 79762, 79763, 79765, 79768, 79769

Exploring Conventional and FHA Loan Options in Odessa, TX

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points that lead to matching lenders and loan programs tailored to your needs.

Results from Lendersa USDA loan requests


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  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
  • Kalsee Credit Union
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  • Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
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  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
  • Allequities Funding
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  • This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
  • Castle Home Loans
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  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
  • MTMG
  • 707 Commons Drive, Suite 103, Sacramento, CA, 95825
  • As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
  • Reliant Lending
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  • Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
  • Complete Mortgage
  • 3400 Cottage Way, Suite 6235, Sacramento, CA, 95825
  • Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.