FHA VS Conventional loan programs in 2026 for Stanton, Martin County, Texas

In the year 2026, the limit for a Conventional loan in the county of Martin, located in Stanton, TX, is set at $726,200. During this time, the FHA loan limit for a single-family residence is $472,030.

With Lendersa®'s Conventional loan calculator, you can evaluate the current best rates for Conventional, FHA, and USDA loans to see what you need in terms of income, credit, reserves, and necessary paperwork to qualify. This mortgage calculator allows you to compare side by side the Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the most suitable option for your financial needs in TX.

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2026 Loan Limits and Downpayment Details in Stanton, Martin county, TX

Type of Loan Maximum Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table pertains to the following zip codes: 79782

Explore Conventional and FHA Loan Options in Stanton, TX

At Lendersa®, our aim is to provide you with the best-suited Conventional, USDA, or FHA loan quickly and efficiently. Choose from one of three paths to match with appropriate lenders and loan programs.

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Stanton Lenders

  • HNB Mortgage
  • 2101 West Wadley, Suite 36, Midland, TX, 79705
  • Lends in Texas
  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.

  • My Community Credit Union
  • 600 West Louisiana, Midland, TX, 79701
  • Lends in Texas
  • My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.

  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Lends in Texas
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.

  • MTCU
  • 1505 N Midland Drive, Midland, TX, 79703
  • Lends in Texas
  • At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.

  • Heritage USA Federal Credit Union
  • 5507 West Wadley Avenue, Midland, TX, 79707
  • Lends in Texas
  • Heritage USA Federal Credit Union (HUSA) began as Permian Telco Federal Credit Union in 1949 serving Southwestern Bell employees. During the next 53 years Permian Telco allowed Select Employer Groups (SEGs) into HUSA’s field of membership and eligible members had to work for one of the Select Employers to become a credit union member.

  • West Texas Credit Union
  • 4301 Mission Boulevard, Odessa, TX, 79765
  • Lends in Texas
  • West Texas Credit Union® began in a small room in the ECISD Administration building in 1953. At that time we were known as Ector County Independent School Employee’s Credit Union. Since then, we have expanded our facilities to include the main office and a branch office in Odessa, as well as a branch office in Ft. Stockton.

  • SOUTHWEST HERITAGE CREDIT UNION
  • 2809 John Ben Shepperd Parkway, Odessa, TX, 79762
  • Lends in Texas
  • Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.

  • Southwest 66 Credit Union
  • 4041 E 52nd Street, Odessa, TX, 79762
  • Lends in Texas
  • Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.

  • Complex Community FCU
  • 4519 East 51st Street, Odessa, TX, 79762
  • Lends in Texas
  • Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.