FHA VS Conventional loan programs in 2026 for Palmview, Hidalgo County, Texas

In 2026, for Palmview in Hidalgo county, TX, the conventional loan limit is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Find out the necessary income, credit scores, reserves, and documentation needed to qualify. This advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program for your financial needs in TX.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Palmview, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 78574, 78572

Conventional and FHA Loan Options in Palmview, TX

The aim of Lendersa® is to swiftly offer you the most suitable Conventional, USDA, or FHA loan, hassle-free. Select one of three starting points, ultimately leading to matching lenders and loan programs.

Results for Lendersa's USDA loan requests and matches


  • A & K Mortgage
  • 25404 Highway 59, Suite 204, Porter, TX, 77365
  • "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process.

    As a wholesale broker, we are able to offer buyers options to loan products and unique financing.

    We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"

  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.

  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.

  • MORTGAGE SOLUTIONS, LP
  • 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
  • "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity.
    Mortgage Solutions LP NMLS #1636721..

  • Caprate Mortgage LLC
  • 10112 League Line Rd, Conroe, TX, 77304
  • Caprate Mortgage LLC a Christian based company, is committed to helping you find the right mortgage product for your needs. Lending not only to the Lake Conroe area and The Woodlands but all of Texas. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.

  • Spirit of Texas Bank
  • 1836 Spirit of Texas Way, Conroe, TX, 77301
  • We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service"​ should be. Our expectation is to make a difference.

  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,