Explore the differences! FHA VS Conventional loan programs in Citrus-City, Hidalgo County, Texas

In 2026, the conventional loan limit in Citrus-City, within Hidalgo County, TX, is $647,200. Meanwhile, the FHA limit for a single-family house is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in TX for your financial goals.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Citrus-City, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is valid for zip codes: 78574

Loan Options for Conventional and FHA Loans in Citrus-City, TX

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three approaches to connect with matching lenders and their programs.

Lendersa USDA loan request matched results


  • First Home Bank
  • 700 Central Avenue, Saint Petersburg, FL, 33701
  • First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.

  • Bison Financial Group
  • 735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
  • Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.

  • All American Mortgage Co
  • 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
  • At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily

  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.

  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.

  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas

  • AERO Federal Credit Union
  • 5811 W. Talavi Blvd, Glendale, AZ, 85306
  • We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor

  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.

    M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions

  • Stifel Bank
  • 8000 Maryland Avenue, Clayton, MO, 63105
  • The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking

  • Enterprise Bank & Trust
  • 150 N Meramec Ave, Clayton, MO, 63105
  • We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.

  • Carlson Mortgage LLC
  • 7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105
  • We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees