FHA VS Conventional loan in Post, Garza County, Texas

In 2026, the conventional loan limit for Post within Garza County, TX, is noted as $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Use the advanced Lendersa® Conventional loan calculator to compare the leading rates today for Conventional, FHA, and USDA loans. It helps assess necessary income, credit, reserves, and required documents to qualify. With this tool, view Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding your decision on the best program for your financial needs in TX.

Examine loan offers from a diverse pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Post, Garza, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for zip codes: 79356

Explore Conventional and FHA Loan Options in Post, TX

Lendersa® strives to offer you the most beneficial Conventional, USDA, or FHA loan quickly and effortlessly. Begin with one of three pathways to find compatible lenders and loan programs that suit your needs.

Results from USDA loan request matches by Lendersa


Post Lenders

  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • Lends in Texas
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
    We offer our employees unlimited opportunities for career development.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • Lends in Texas
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • PrimeWest Mortgage
  • 7806 Indiana Ave, Lubbock, TX, 79423
  • Lends in Texas
  • PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner

  • Lubbock National Bank
  • 4811 50th Street, Lubbock, TX, 79413
  • Lends in Texas
  • Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.

  • Pixel Mortgage
  • 3309 67th St, Suite 14, Lubbock, TX, 79413
  • Lends in Texas
  • We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.

  • Capital Mortgage Services Of Texas
  • 4212 50th St, Lubbock, TX, 79413
  • Lends in Texas
  • Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously

  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Lends in Texas
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • Lends in Texas
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.

  • WesTex Federal Credit Union
  • 901 Avenue Q, Lubbock, TX, 79401
  • Lends in Texas
  • WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.