FHA VS Conventional loan programs in Progreso, Hidalgo County, Texas

In 2026, the limit for Conventional loans in Progreso, within the county of Hidalgo, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in TX best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Progreso, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 78579

Conventional and FHA Loan Opportunities in Progreso, TX

Lendersa® is dedicated to providing you with the best possible loans among Conventional, USDA, and FHA options swiftly and without hassle. Choose from one of three starting paths that lead to matching lenders and loan programs.

Results of Lendersa's USDA loan requests


Progreso Lenders

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • Security First Credit Union
  • 3515 South Jackson Road, Edinburg, TX, 78539
  • Lends in Texas
  • Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Lends in Texas
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.

  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Lends in Texas
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.

  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Lends in Texas
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.

  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Lends in Texas
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you

  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.