FHA VS Conventional loan programs in Mila-Doce, Hidalgo County, Texas

In 2026, the conventional loan limit in Mila-Doce, part of Hidalgo county in TX, is established at $647,200. Meanwhile, the FHA limit for a single-family residence stands at $420,680.

Make use of the Lendersa® Conventional loan calculator to weigh today's most favorable rates across Conventional, FHA, and USDA loan programs. It's crucial to determine the necessary income, credit scores, reserves, and documentation to qualify effectively. Our advanced mortgage calculator provides you with a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, enabling thorough comparison and decision-making on the most suitable program in TX for your unique financial situation.

Evaluate and compare loan offers from 100 diverse lenders

2026 Loan Limits and Down Payment Necessities in Mila-Doce, Hidalgo, TX

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming Loan $647,200 3%
USDA Loan $285,000 0%
FHA Loan $420,680 3.5%

This comprehensive table is applicable to the zip codes: 78570

Discover Conventional and FHA Loan Opportunities in Mila-Doce, TX

The primary goal of Lendersa® is to facilitate your access to the best available Conventional, USDA, or FHA loans swiftly and without difficulty. We offer three starting points, each of which directs you to matching lenders and tailored loan programs that meet your financial needs.

Results from Lendersa's USDA loan request and matching process


Mila-Doce Lenders

  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.

  • Rio Grande Valley Credit Union
  • 1221 Morgan Boulevard, Harlingen, TX, 78550
  • Lends in Texas
  • Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Vetted Notes, LLC
  • 1210 East Tyler, Harlingen, TX, 78550
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Security First Credit Union
  • 3515 South Jackson Road, Edinburg, TX, 78539
  • Lends in Texas
  • Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Lends in Texas
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.

  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Lends in Texas
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.