FHA VS Conventional loan in Rhome, Wise County, Texas

In 2026, the conventional loan limit for Rhome in the county of Wise, TX, is $726,200, whereas the FHA limit is $531,300 for a single-family home.

Utilize Lendersa®'s Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA options by assessing needed income, credit, reserves, and documentation. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the ideal program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Rhome, Wise, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

The comparison table applies to zip codes: 76078

Conventional and FHA Loan Options in Rhome, TX

Lendersa® is committed to quickly finding you the most suitable Conventional, USDA, or FHA loan with ease. Choose from three starting points to match with lenders and loan programs.

USDA loan request matching results from Lendersa


Rhome Lenders

  • My Credit Union
  • 13016 Highway 287, Haslet, TX, 76052
  • Lends in Texas
  • My Credit Union has been open since 1975. The credit union has assets totaling $61.64 Million and provides banking services to more than 7, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • Lends in Texas
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.

  • Texas Mortgage Finance
  • 8517 Hidden Meadow Drive, Fort Worth, TX, 76179
  • Lends in Texas
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Cheating Debt, LLC
  • 1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
  • Lends in Texas
  • Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.

  • Financier$ Mortgage Group, Inc.
  • 718 Boling Ranch Road, Azle, TX, 76020
  • Lends in Texas
  • At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.

  • Finite Mortgage, Inc.
  • 6 Heritage Court, Trophy Club, TX, 76262
  • Lends in Texas
  • At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • IMAX MORTGAGE LLC
  • 2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262
  • Lends in Texas
  • iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions

  • HT Lending Group, LLC
  • 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248
  • Lends in Texas
  • At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.

  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Lends in Texas
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.