FHA VS Conventional loan in Richmond, Fort Bend County, Texas

For the year 2025, the conventional loan limit for Richmond, situated in Fort Bend county of TX, is $726,200, while for a single-family dwelling, the FHA limit is set at $472,030. These figures offer vital information for potential homeowners seeking financing options.

Take advantage of the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. This tool aids in determining the necessary income, credit score, reserves, and documentation required for qualification. The advanced mortgage calculator meticulously showcases Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the most suitable program in TX for your financial profile.

Access and compare a variety of loan offers from a network of over 100 lenders

Overview of 2025 Loan Limits and Down Payment Requirements in Richmond, Fort Bend County, TX

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is specifically tailored for the following zip codes: 77406, 77469

Diverse Options for Conventional and FHA Loans in Richmond, TX

The mission of Lendersa® is to facilitate a fast and hassle-free process to help you secure the best Conventional, USDA, or FHA loan available. Choose from one of three comprehensive starting points that connect you with fitting lenders and loan programs tailored to your financial goals.

Access and review USDA loan requests and matching results with Lendersa


  • Kaiser Financial Services
  • 121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
  • Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
  • MortgageWorks, Inc.
  • 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Contempo Lending, Inc
  • 475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
  • "Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA. When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
  • Virginia Coop Credit Union
  • 811 4th Street North, Virginia, MN, 55792
  • Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs. Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them.
  • First State Bank of Bigfork
  • 400 Main Avenue, Bigfork, MN, 56628
  • The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
  • Embers Credit Union
  • 601 S McClellan Avenue, Marquette, MI, 49855
  • We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.
  • Marquette Community Federal Credit Union
  • 1230 W Washington Street, Marquette, MI, 49855
  • Marquette Community Federal Credit Union´s history begins in 1952 at the Marquette Branch Prison. Local 684 of the Michigan Corrections Officers Association were granted a charter from the National Credit Union Administration to provide savings and loan services to the employees of the Marquette Branch Prison.
  • Range Bank, National Association
  • 100 N. Front St., Marquette, MI, 49855
  • Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed. We will be the bank of choice in the communities we serve. We are accountable for our actions.