Explore the differences! FHA VS Conventional loan programs in Sugar-Land, Fort Bend County, Texas

In 2025, the Conventional loan limit for Sugar-Land in Fort Bend county, TX is $647,200, while the FHA limit for a single-family home is $420,680. These figures are significant for homebuyers seeking financing options and for those considering refinancing, ensuring they have a clear understanding of allowable borrowing limits.

Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation needed to qualify for these loans. Our advanced mortgage calculator displays side-by-side options for Conforming Conventional loans, USDA, FHA, and VA choices, aiding you in selecting the best program for your financial situation in TX.

Explore offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Sugar-Land, Fort Bend, TX

These loan limits play a crucial role in helping you make well-informed financial decisions when buying or refinancing a home.

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the mentioned zip codes: 77498, 77478, 77479, 77487, 77496. It supports a broad understanding of regional mortgage capabilities.

Exploring Conventional and FHA Loan Options in Sugar-Land, TX

The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loans quickly and without complications. Start by choosing one of three pathways designed to guide you to suitable lenders and customized loan solutions tailored to meet your needs.

Overview result from Lendersa USDA loan requests and matching


  • AIM FINANCIAL SOLUTIONS LLCAIM FINANCIAL SOLUTIONS LLC
  • 7167 Laurel Creek Dr., Stockbridge, GA, 30281
  • AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.
  • Access Point Financial
  • 1 Ravinia Drive, 9th Floor, Atlanta, GA, 30346
  • Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations
  • Homespire Mortgage Corporation |
  • 121 Perimeter Center W, Suite 200, Atlanta, GA, 30346
  • We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .
  • LIBERTY HOME MORTGAGES LLC
  • 303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
  • Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.
  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
  • Polara Capital
  • 408 Atlanta Street, Suite 134, Roswell, GA, 30075
  • Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
  • 995 Canton St, Suite 200, Roswell, GA, 30075
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.