FHA VS Conventional loan programs in Sugar-Land, Fort Bend County, Texas

In 2025, Convetional loan limit in Sugar-Land, county of Fort Bend, TX is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sugar-Land, county of Fort Bend, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 77498, 77478, 77479, 77487, 77496

Conventional and FHA loan options in Sugar-Land, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bosse Lending
  • 422 W 12th St, Dallas, TX, 75208
  • BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.
  • LibertyOne Credit Union
  • 1100 Commerce Street, Suite 615, Dallas, TX, 75242
  • LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
  • TES Regional Healthcare Federal Credit Union
  • 2050 Line Avenue, Shreveport, LA, 71104
  • TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.
  • Texas Trust Credit Union
  • 5850 W Interstate 20, Suite 200, Arlington, TX, 76017
  • Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.
  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
  • Mortgage On A Mission
  • 701 Commerce Street, Suite 609, Dallas, TX, 75202
  • Ben Strube A Texas native, he started his own company, Mortgage On A Mission, In 2020. Mortgage brokerage firm serving Texas home buyers with a variety of lender partners, offering FHA, Conventional, VA, USDA, Jumbo, and Down Payment Assistance loan programs. We believe people deserve honest advice, not sales quotas that put lenders first.
  • Lakeside Bank
  • 2805 Ridge Road, Rockwall, TX, 75032
  • Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
  • Park Cities Lending, Inc.
  • 1055 Equestrian Drive, Rockwall, TX, 75032
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.