FHA VS Conventional loan programs in 2025 for Sugar-Land, Fort Bend County, Texas
In 2025, the Conventional loan limit for Sugar-Land in Fort Bend county, TX is $647,200, while the FHA limit for a single-family home is $420,680. These figures are significant for homebuyers seeking financing options and for those considering refinancing, ensuring they have a clear understanding of allowable borrowing limits.
Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation needed to qualify for these loans. Our advanced mortgage calculator displays side-by-side options for Conforming Conventional loans, USDA, FHA, and VA choices, aiding you in selecting the best program for your financial situation in TX.
2025 Loan Limits and Down Payment Requirements in Sugar-Land, Fort Bend, TX
These loan limits play a crucial role in helping you make well-informed financial decisions when buying or refinancing a home.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the mentioned zip codes: 77498, 77478, 77479, 77487, 77496. It supports a broad understanding of regional mortgage capabilities.
Exploring Conventional and FHA Loan Options in Sugar-Land, TX
The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loans quickly and without complications. Start by choosing one of three pathways designed to guide you to suitable lenders and customized loan solutions tailored to meet your needs.
2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.
Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
13 Park Avenue West, Suite 307, Mansfield, OH, 44902
McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
28 Park Avenue West, Suite 601, Mansfield, OH, 44902
THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals.
Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service.
We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
