For 2026, the Conventional loan limit within San-Benito, which is part of Cameron county in TX, has been set at $647,200. Conversely, the FHA limit applicable to a single-family home is $420,680. These thresholds help ensure clarity in lending amounts as determined by the respective programs.
Use the Lendersa® Conventional loan calculator to evaluate and compare the leading rates offered today for Conventional, FHA, and USDA loans. This allows you to determine not only the necessary income level, credit score, reserve funds, and documentation for eligibility, but also provides a detailed, side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA options. This comprehensive overview aids you in choosing the best-suited program in TX to meet your financial goals and circumstances effectively.
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This detailed table of loan limits applies specifically to the following zip codes: 78586. Make sure your zip code is included if applying, ensuring the data's relevance.
The primary goal of Lendersa® is to swiftly and efficiently provide you with the most favorable loan opportunities across Conventional, USDA, or FHA selections, minimizing any potential hassle. Select from one of three initial steps tailored to result in successful matches between you and suitable lenders, along with optimized loan programs that align with your financial requirements.
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