FHA VS Conventional loan programs in San-Benito, Cameron County, Texas
For 2026, the Conventional loan limit within San-Benito, which is part of Cameron county in TX, has been set at $647,200. Conversely, the FHA limit applicable to a single-family home is $420,680. These thresholds help ensure clarity in lending amounts as determined by the respective programs.
Use the Lendersa® Conventional loan calculator to evaluate and compare the leading rates offered today for Conventional, FHA, and USDA loans. This allows you to determine not only the necessary income level, credit score, reserve funds, and documentation for eligibility, but also provides a detailed, side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA options. This comprehensive overview aids you in choosing the best-suited program in TX to meet your financial goals and circumstances effectively.
2026 Loan Limits and Down Payment Requirements for San-Benito, Cameron County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This detailed table of loan limits applies specifically to the following zip codes: 78586. Make sure your zip code is included if applying, ensuring the data's relevance.
Diverse Loan Options: Conventional and FHA in San-Benito, TX
The primary goal of Lendersa® is to swiftly and efficiently provide you with the most favorable loan opportunities across Conventional, USDA, or FHA selections, minimizing any potential hassle. Select from one of three initial steps tailored to result in successful matches between you and suitable lenders, along with optimized loan programs that align with your financial requirements.
2019 South 77 Sunshine Strip, Harlingen, TX, 78550
Lends in Texas
The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
30 Providencia Court, Suite 4M, Brownsville, TX, 78526
Lends in Texas
Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
Lends in Texas
"GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas.
We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
Lends in Texas
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
